:root {
  --navy: #102A43;
  --navy-2: #0B1F33;
  --blue: #1E5AA8;
  --teal: #0F766E;
  --gold: #C9A227;
  --slate: #52616B;
  --light: #F5F8FB;
  --white: #FFFFFF;
  --line: #D9E2EC;
  --ink: #1F2933;
  --shadow: 0 22px 60px rgba(16, 42, 67, 0.14);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
}

a { color: inherit; text-decoration: none; }
.container { width: min(1160px, calc(100% - 40px)); margin: 0 auto; }

/* Header/nav styling lives in the "CBTD premium shared header v2" block later in this file,
   which matches the actual includes/header.html markup (nav-item, nav-link, nav-panel, brand-lockup). */

.eyebrow {
  margin: 0 0 14px;
  color: var(--teal);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

h1, h2, h3 { color: var(--navy); line-height: 1.12; margin: 0; }

h1 {
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: clamp(42px, 6vw, 72px);
  letter-spacing: -0.05em;
  max-width: 820px;
}

h2 {
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: clamp(30px, 4vw, 48px);
  letter-spacing: -0.04em;
  margin-bottom: 18px;
}

h3 { font-size: 18px; letter-spacing: -0.02em; }



.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 13px 22px;
  border-radius: 12px;
  border: 1px solid transparent;
  font-weight: 700;
  cursor: pointer;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
}

.btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 12px 30px rgba(16, 42, 67, 0.16);
}

.btn-primary { background: var(--blue); color: var(--white); }
.btn-secondary { background: var(--white); color: var(--navy); border-color: var(--line); }
.btn-light { background: var(--white); color: var(--navy); }
.full { width: 100%; }


















































.lead-form {
  display: grid;
  gap: 12px;
  margin-top: 20px;
}

input, select, textarea {
  width: 100%;
  min-height: 46px;
  padding: 12px 13px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: var(--white);
  color: var(--ink);
  font: inherit;
  outline: none;
}

textarea { min-height: 96px; resize: vertical; }

input:focus, select:focus, textarea:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 4px rgba(30,90,168,0.10);
}

.form-note { margin: 0; font-size: 12px; color: var(--slate); }






































.site-footer {
  background: var(--navy-2);
  color: var(--white);
}



.site-footer p, .site-footer a, .site-footer span {
  color: #C9D6E2;
  font-size: 14px;
}

.site-footer strong { font-size: 18px; }
.site-footer span { display: block; color: var(--white); font-weight: 700; }

.thank-you-page {
  min-height: 100vh;
  display: grid;
  place-items: center;
  background:
    radial-gradient(circle at 80% 20%, rgba(30,90,168,0.14), transparent 30%),
    linear-gradient(180deg, #F7FAFD 0%, #FFFFFF 100%);
  padding: 40px 0;
}

.thank-you-card {
  max-width: 720px;
  padding: 42px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 28px;
  box-shadow: var(--shadow);
  text-align: center;
}

.thank-you-icon {
  display: inline-grid;
  place-items: center;
  width: 64px;
  height: 64px;
  border-radius: 18px;
  background: var(--teal);
  color: var(--white);
  font-size: 30px;
  font-weight: 900;
  margin-bottom: 22px;
}

.thank-you-card p {
  color: var(--slate);
}

/* Mobile nav toggle behavior lives in the v2 header's @media(max-width:920px) block later in this file. */

@media (max-width: 640px) {
  .container { width: min(100% - 28px, 1160px); }
  .brand-text { font-size: 15px; }
  
  .hero-actions { flex-direction: column; }
  .btn { width: 100%; }
  
  .thank-you-card { padding: 30px 22px; }
}

/* Visual fixes added on 2026-06-15 */

/* Fix thank-you page alignment */
.thank-you-page {
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 56px 20px;
}

.thank-you-page .container {
  width: 100%;
  max-width: 760px;
  margin: 0 auto;
}

.thank-you-card {
  width: 100%;
  max-width: 760px;
  margin: 0 auto;
}

/* Make thank-you heading less oversized */
.thank-you-card h1 {
  font-size: clamp(34px, 5vw, 58px);
}

/* Improve CPA form button contrast */




/* Improve disabled button state during submission */
.btn:disabled {
  opacity: 0.72;
  cursor: not-allowed;
  transform: none;
  box-shadow: none;
}

/* Mobile thank-you page spacing */
@media (max-width: 640px) {
  .thank-you-page {
    align-items: flex-start;
    padding-top: 32px;
  }

  .thank-you-card h1 {
    font-size: clamp(32px, 10vw, 42px);
  }
}

/* Footer and related services update */


.site-footer a {
  display: block;
}



.site-footer div:not(:first-child) a {
  margin-top: 10px;
  color: #C9D6E2;
  font-size: 14px;
}

.site-footer div:not(:first-child) a:hover {
  color: #FFFFFF;
}
















/* NRI estate planning update */



/* Homepage video section */













/* Service page video spacing */




/* Blog and shared CTA styles */








.summary-box, .article-card, .checklist-box, .faq-box, .disclaimer-box{
  border: 1px solid var(--line);
  border-radius: 22px;
  background: #FFFFFF;
  padding: 26px;
  margin: 24px 0;
  box-shadow: 0 12px 34px rgba(16,42,67,0.05);
}

.summary-box {
  background: var(--light);
}















.blog-cta-section {
  padding: 56px 0;
  background: var(--light);
}

.blog-cta-card {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 34px;
  align-items: start;
  padding: 34px;
  border-radius: 26px;
  background: #FFFFFF;
  border: 1px solid var(--line);
  box-shadow: 0 18px 50px rgba(16,42,67,0.10);
}

.blog-cta-form {
  display: grid;
  gap: 12px;
}





















@media (max-width: 920px) {
  .blog-cta-card{
    grid-template-columns: 1fr;
  }

  .summary-box, .article-card, .checklist-box, .faq-box, .disclaimer-box, .blog-cta-card{
    padding: 22px;
  }
}

/* Footer resource link */




/* Embedded YouTube Shorts */
.shorts-embed-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin-top: 22px;
}

.shorts-embed {
  position: relative;
  aspect-ratio: 9 / 16;
  border-radius: 22px;
  overflow: hidden;
  background: var(--navy);
  border: 1px solid var(--line);
  box-shadow: 0 14px 34px rgba(16,42,67,0.10);
}

.shorts-embed iframe {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  border: 0;
}

@media (max-width: 920px) {
  .shorts-embed-grid {
    grid-template-columns: 1fr;
    max-width: 360px;
    margin-left: auto;
    margin-right: auto;
  }
}

/* Blog mobile refinements */
@media (max-width: 640px) {
  

  

  

  .summary-box, .article-card, .checklist-box, .faq-box, .disclaimer-box{
    padding: 20px;
    margin: 18px 0;
    border-radius: 18px;
  }

  

  

  

  .checklist-box {
    overflow-x: auto;
  }

  

  

  .blog-cta-section {
    padding: 42px 0;
  }

  .blog-cta-card {
    padding: 20px;
    border-radius: 20px;
  }

  

  

  

  .shorts-embed-grid {
    max-width: 320px;
  }
}

/* Polished footer and site disclaimer */





































/* Footer refinement */











/* NRI advisory Shorts + FAQ reusable blocks */




























/* Blog article video embed blocks */
.blog-video-section {
  padding: 28px 0;
  background: #fff;
}

.blog-video-box {
  max-width: 880px;
  margin: 0 auto;
  text-align: center;
}

.blog-video-box h2 {
  margin: 0 0 10px;
  font-size: clamp(1.45rem, 2.2vw, 2rem);
  letter-spacing: -0.035em;
}

.blog-video-box p {
  max-width: 680px;
  margin: 0 auto 18px;
  color: var(--muted);
  line-height: 1.65;
}

.blog-video-frame {
  position: relative;
  width: 100%;
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 18px 42px rgba(13, 38, 67, 0.14);
  background: #0b243d;
}

.blog-video-frame::before {
  content: "";
  display: block;
  padding-top: 56.25%;
}

.blog-video-frame iframe {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  border: 0;
}

@media (max-width: 720px) {
  .blog-video-section {
    padding: 24px 0;
  }

  .blog-video-frame {
    border-radius: 18px;
  }
}

/* Blog index page layout */


    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

/* NRI service page scoped CSS (centralized) */

/* cross-border-tax-advisory-services-india.html */
































































/* nri-selling-property-in-india.html */






















































































/* lower-tds-certificate-for-nri-property-sale.html */






















































































/* nri-tax-notice-help-india.html */






















































































/* nri-estate-planning-india.html */
















































body.service-estate-planning .comparison-table {width:100%;border-collapse:separate;border-spacing:0;overflow:hidden;border:1px solid var(--line);border-radius:20px;background:#fff;margin-top:30px}

body.service-estate-planning .comparison-table th, body.service-estate-planning .comparison-table td {padding:18px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}

body.service-estate-planning .comparison-table th {background:var(--navy);color:#fff}

body.service-estate-planning .comparison-table tr:last-child td {border-bottom:0}

















@media(max-width:640px) {




body.service-estate-planning .comparison-table {display:block;overflow-x:auto}
}



















/* CPA service page scoped CSS (centralized) */

/* offshore-bookkeeping-for-cpa-firms.html */




































































/* offshore-tax-preparation-for-cpa-firms.html */




































































/* outsourced-1040-tax-preparation.html */




































































/* Homepage page-specific CSS (centralized) */

  
  
  
  
  
  
  
  


    

/* Final inline-style cleanup helpers */
.form-honeypot {
  display: none !important;
}

.centered-actions {
  justify-content: center;
  margin-top: 22px;
}

.thank-you-contact {
  margin-top: 22px;
}

/* Homepage redesign v2 - Global Advisory Desk */
.homepage-v2 .site-header {
  border-bottom-color: rgba(217, 225, 234, 0.9);
}

.home-v2 {
  --home-navy: #061b3a;
  --home-ink: #0f2138;
  --home-muted: #5f6d7e;
  --home-line: #d9e1ea;
  --home-ivory: #fbf8f1;
  --home-bluegrey: #edf3f8;
  --home-teal: #1f6b64;
  --home-brass: #b99159;
  --home-shadow: 0 24px 80px rgba(6, 27, 58, 0.12);
  color: var(--home-ink);
}

.home-v2 h1,
.home-v2 h2 {
  font-family: "Libre Baskerville", Georgia, serif;
  color: var(--home-navy);
  letter-spacing: -0.055em;
}

.home-v2-hero {
  position: relative;
  overflow: hidden;
  border-bottom: 1px solid var(--home-line);
  background: linear-gradient(120deg, #fff 0%, #fff 55%, var(--home-bluegrey) 100%);
}

.home-v2-hero::after {
  content: "";
  position: absolute;
  inset: 0 0 0 auto;
  width: 42%;
  background:
    linear-gradient(140deg, rgba(6, 27, 58, 0.08), rgba(255, 255, 255, 0.68)),
    radial-gradient(circle at 70% 22%, rgba(185, 145, 89, 0.18), transparent 28%);
  clip-path: polygon(14% 0, 100% 0, 100% 100%, 0 100%);
  pointer-events: none;
}

.home-v2-hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1fr) 440px;
  gap: 72px;
  align-items: center;
  padding: 76px 0;
}

.home-v2-hero h1 {
  max-width: 760px;
  margin: 0 0 24px;
  font-size: clamp(44px, 5.4vw, 72px);
  line-height: 1.02;
}

.home-v2-hero-sub {
  max-width: 660px;
  margin: 0 0 30px;
  color: #536274;
  font-size: 18px;
  line-height: 1.78;
}

.home-v2-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 30px;
}

.home-v2 .btn-outline {
  border-color: #bfcbd8;
  background: #fff;
  color: var(--home-navy);
}

.home-v2 .btn-on-dark {
  border-color: rgba(255, 255, 255, 0.38);
  background: rgba(255, 255, 255, 0.08);
  color: #fff;
}

.home-v2-note {
  display: grid;
  grid-template-columns: 40px 1fr;
  gap: 15px;
  max-width: 610px;
  padding-top: 24px;
  border-top: 1px solid var(--home-line);
}

.home-v2-note span {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--home-brass), #dcc39b);
}

.home-v2-note p {
  margin: 0;
  color: var(--home-muted);
  font-size: 14px;
  line-height: 1.6;
}

.home-v2-card {
  border: 1px solid rgba(6, 27, 58, 0.12);
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.95);
  box-shadow: var(--home-shadow);
  padding: 28px;
}

.home-v2-card h2 {
  margin: 0 0 10px;
  font-size: 28px;
  line-height: 1.18;
}

.home-v2-card-head p:last-child {
  margin: 0 0 20px;
  color: var(--home-muted);
  font-size: 14px;
  line-height: 1.55;
}

.home-v2-form {
  display: grid;
  gap: 12px;
}

.home-v2-form input,
.home-v2-form select,
.home-v2-form textarea {
  width: 100%;
  border: 1px solid var(--home-line);
  border-radius: 10px;
  background: #fff;
  color: #657286;
  font: inherit;
}

.home-v2-form input,
.home-v2-form select {
  height: 52px;
  padding: 0 14px;
}

.home-v2-form textarea {
  min-height: 82px;
  padding: 13px 14px;
  resize: vertical;
}

.home-v2-form .form-note {
  margin: 0;
  color: #7a8797;
  text-align: center;
  font-size: 12px;
  line-height: 1.5;
}

.home-v2-trust {
  border-bottom: 1px solid var(--home-line);
  background: #fff;
}

.home-v2-trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}

.home-v2-trust-grid div {
  padding: 24px;
  border-right: 1px solid var(--home-line);
}

.home-v2-trust-grid div:last-child {
  border-right: 0;
}

.home-v2-trust-grid b {
  display: block;
  margin-bottom: 7px;
  color: var(--home-navy);
}

.home-v2-trust-grid span {
  color: var(--home-muted);
  font-size: 13px;
  line-height: 1.5;
}

.home-v2-audience {
  padding: 30px 0;
  background: var(--home-ivory);
}

.home-v2-audience-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 20px;
}

.home-v2-audience-card {
  border: 1px solid rgba(6, 27, 58, 0.1);
  border-radius: 24px;
  background: #fff;
  box-shadow: 0 14px 42px rgba(6, 27, 58, 0.06);
  padding: 36px;
}

.home-v2-audience-dark {
  background: var(--home-navy);
  color: #fff;
}

.home-v2-label {
  display: inline-flex;
  margin-bottom: 16px;
  color: var(--home-teal);
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 11px;
  font-weight: 700;
}

.home-v2-audience-dark .home-v2-label {
  color: #d8bf93;
}

.home-v2-audience-card h2 {
  margin: 0 0 14px;
  font-size: 34px;
  line-height: 1.16;
}

.home-v2-audience-dark h2 {
  color: #fff;
}

.home-v2-audience-card p {
  margin: 0;
  color: var(--home-muted);
  line-height: 1.75;
}

.home-v2-audience-dark p {
  color: #c9d6e5;
}

.home-v2-link-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}

.home-v2-link-row a {
  border: 1px solid var(--home-line);
  border-radius: 999px;
  background: #f1f5f8;
  color: var(--home-navy);
  padding: 10px 12px;
  font-size: 13px;
  font-weight: 700;
}

.home-v2-inline-cta {
  display: inline-block;
  margin-top: 24px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.5);
  color: #fff;
  font-weight: 700;
}

.home-v2-issues,
.home-v2-guides {
  padding: 72px 0;
}

.home-v2-section-head {
  max-width: 760px;
  margin: 0 auto 34px;
  text-align: center;
}

.home-v2-section-head h2 {
  margin: 0 0 14px;
  font-size: 42px;
}

.home-v2-section-head p {
  margin: 0;
  color: var(--home-muted);
  line-height: 1.7;
}

.home-v2-issue-list {
  border-top: 1px solid var(--home-line);
}

.home-v2-issue-list a {
  display: grid;
  grid-template-columns: 0.45fr 1fr;
  gap: 44px;
  align-items: center;
  padding: 24px 0;
  border-bottom: 1px solid var(--home-line);
}

.home-v2-issue-list b {
  color: var(--home-navy);
  font-size: 19px;
}

.home-v2-issue-list span {
  color: var(--home-muted);
  line-height: 1.65;
}

.home-v2-video-section {
  padding: 70px 0;
  background: var(--home-navy);
  color: #fff;
}

.home-v2-video-grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 54px;
  align-items: center;
}

.home-v2-video-grid h2 {
  margin: 0 0 16px;
  color: #fff;
  font-size: 42px;
}

.home-v2-video-grid p {
  margin: 0 0 24px;
  color: #cbd7e7;
  line-height: 1.75;
}

.home-v2-video-frame {
  overflow: hidden;
  aspect-ratio: 16 / 9;
  border-radius: 22px;
  background: #000;
  box-shadow: 0 22px 65px rgba(0, 0, 0, 0.28);
}

.home-v2-video-frame iframe {
  display: block;
  width: 100%;
  height: 100%;
  border: 0;
}

.home-v2-process {
  padding: 76px 0;
  background: linear-gradient(180deg, #f6f8fb, #fff);
}

.home-v2-process-layout {
  display: grid;
  grid-template-columns: 0.75fr 1.25fr;
  gap: 66px;
  align-items: start;
}

.home-v2-process-layout h2 {
  margin: 0 0 16px;
  font-size: 44px;
  line-height: 1.12;
}

.home-v2-process-layout p {
  color: var(--home-muted);
  line-height: 1.8;
}

.home-v2-steps {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

.home-v2-steps div {
  border: 1px solid var(--home-line);
  border-radius: 20px;
  background: #fff;
  box-shadow: 0 12px 34px rgba(6, 27, 58, 0.055);
  padding: 26px;
}

.home-v2-steps span {
  display: inline-flex;
  margin-bottom: 18px;
  color: var(--home-brass);
  letter-spacing: 0.08em;
  font-size: 12px;
  font-weight: 700;
}

.home-v2-steps h3 {
  margin: 0 0 10px;
  color: var(--home-navy);
  font-size: 19px;
}

.home-v2-steps p {
  margin: 0;
  font-size: 14px;
  line-height: 1.65;
}

.home-v2-guide-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.home-v2-guide-card {
  display: block;
  border: 1px solid var(--home-line);
  border-radius: 22px;
  background: linear-gradient(180deg, #fff, #fbf8f1);
  box-shadow: 0 16px 44px rgba(6, 27, 58, 0.07);
  padding: 30px;
}

.home-v2-guide-card small {
  display: inline-flex;
  margin-bottom: 26px;
  color: var(--home-teal);
  text-transform: uppercase;
  letter-spacing: 0.11em;
  font-size: 11px;
  font-weight: 900;
}

.home-v2-guide-card h3 {
  margin: 0 0 14px;
  color: var(--home-navy);
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: 23px;
  line-height: 1.24;
  letter-spacing: -0.04em;
}

.home-v2-guide-card p {
  margin: 0 0 22px;
  color: var(--home-muted);
  line-height: 1.68;
}

.home-v2-guide-card span {
  color: var(--home-navy);
  font-weight: 500;
}

.home-v2-cpa-panel {
  padding: 0 0 70px;
}

.home-v2-cpa-box {
  display: grid;
  grid-template-columns: minmax(0, 0.92fr) 440px;
  gap: 42px;
  border: 1px solid var(--home-line);
  border-radius: 28px;
  background: linear-gradient(135deg, #fbf8f1, #eef4f8);
  padding: 42px;
}

.home-v2-cpa-box h2 {
  margin: 0 0 16px;
  font-size: 38px;
  line-height: 1.15;
}

.home-v2-cpa-box p {
  margin: 0 0 24px;
  color: var(--home-muted);
  line-height: 1.75;
}

.home-v2-cpa-cards {
  display: grid;
  gap: 14px;
}

.home-v2-cpa-cards a {
  display: block;
  border: 1px solid var(--home-line);
  border-radius: 16px;
  background: #fff;
  padding: 22px;
}

.home-v2-cpa-cards b {
  display: block;
  margin-bottom: 8px;
  color: var(--home-navy);
}

.home-v2-cpa-cards span {
  color: var(--home-muted);
  font-size: 14px;
  line-height: 1.6;
}

.home-v2-cpa-form-card {
  box-shadow: 0 20px 55px rgba(6, 27, 58, 0.10);
}

.home-v2-confidence {
  padding: 0 0 76px;
}

.home-v2-confidence-box {
  display: grid;
  grid-template-columns: 0.7fr 1.3fr;
  gap: 48px;
  border-radius: 28px;
  background: var(--home-navy);
  color: #fff;
  padding: 44px;
}

.home-v2-confidence-box h2 {
  margin: 0;
  color: #fff;
  font-size: 36px;
  line-height: 1.15;
}

.home-v2-confidence-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.home-v2-confidence-grid div {
  border-left: 1px solid rgba(255, 255, 255, 0.18);
  padding-left: 20px;
}

.home-v2-confidence-grid b {
  display: block;
  margin-bottom: 10px;
  color: #fff;
}

.home-v2-confidence-grid span {
  display: block;
  color: #c7d5e7;
  font-size: 14px;
  line-height: 1.58;
}

@media (max-width: 960px) {
  .home-v2-hero::after {
    display: none;
  }

  .home-v2-hero-grid,
  .home-v2-audience-grid,
  .home-v2-video-grid,
  .home-v2-process-layout,
  .home-v2-cpa-box,
  .home-v2-confidence-box {
    grid-template-columns: 1fr;
  }

  .home-v2-trust-grid,
  .home-v2-steps,
  .home-v2-guide-grid,
  .home-v2-confidence-grid {
    grid-template-columns: 1fr;
  }

  .home-v2-trust-grid div {
    border-right: 0;
    border-bottom: 1px solid var(--home-line);
  }

  .home-v2-trust-grid div:last-child {
    border-bottom: 0;
  }

  .home-v2-issue-list a {
    grid-template-columns: 1fr;
    gap: 8px;
  }

  .home-v2-hero-grid {
    padding: 52px 0;
  }

  .home-v2-hero h1 {
    font-size: 42px;
  }

  .home-v2-cpa-box {
    padding: 28px;
  }
}

/* ===== CBTD service page v2: NRI selling property ===== */
.service-v2-hero{background:linear-gradient(120deg,#fff 0%,#fff 55%,var(--bluegrey,#edf3f8) 100%);border-bottom:1px solid var(--line,#d9e1ea);position:relative;overflow:hidden}
.service-v2-hero:after{content:"";position:absolute;right:0;top:0;width:42%;height:100%;background:linear-gradient(140deg,rgba(6,27,58,.08),rgba(255,255,255,.68)),radial-gradient(circle at 70% 22%,rgba(185,145,89,.18),transparent 28%);clip-path:polygon(14% 0,100% 0,100% 100%,0 100%);pointer-events:none}
.service-v2-hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1fr 440px;gap:72px;align-items:center;padding:72px 0}
.service-v2-breadcrumb{display:inline-flex;margin-bottom:18px;color:var(--navy,#061b3a);font-size:13px;font-weight:700}
.service-v2-copy h1{font-size:clamp(44px,5.4vw,70px);line-height:1.02;margin:0 0 24px;max-width:760px}
.service-v2-sub{font-size:18px;line-height:1.78;color:#536274;max-width:650px;margin:0 0 30px}
.service-v2-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:30px}
.service-v2-note{display:grid;grid-template-columns:40px 1fr;gap:15px;max-width:610px;padding-top:24px;border-top:1px solid var(--line,#d9e1ea)}
.service-v2-note span{width:40px;height:40px;border-radius:50%;background:linear-gradient(135deg,var(--brass,#b99159),#dcc39b)}
.service-v2-note p{margin:0;color:#5f6d7e;line-height:1.6;font-size:14px}
.service-v2-form-card{background:rgba(255,255,255,.95);border:1px solid rgba(6,27,58,.12);border-radius:22px;padding:28px;box-shadow:var(--shadow,0 24px 80px rgba(6,27,58,.12))}
.service-v2-form-head h2{font-family:var(--serif,"Libre Baskerville",Georgia,serif);font-size:28px;line-height:1.18;margin:0 0 10px;color:var(--navy,#061b3a);letter-spacing:-.05em}
.service-v2-form-head p:last-child{margin:0 0 20px;color:var(--muted,#5f6d7e);line-height:1.55;font-size:14px}
.service-v2-form-card .lead-form{display:grid;gap:12px}
.service-v2-form-card .lead-form input,.service-v2-form-card .lead-form select,.service-v2-form-card .lead-form textarea{width:100%;border:1px solid var(--line,#d9e1ea);border-radius:10px;padding:0 14px;font:inherit;color:#657286;background:white}
.service-v2-form-card .lead-form input,.service-v2-form-card .lead-form select{height:52px}
.service-v2-form-card .lead-form textarea{min-height:82px;padding-top:13px;resize:vertical}
.service-v2-form-card .lead-form .full{width:100%;justify-content:center}
.service-v2-form-card .form-note{margin:0;color:#7a8797;font-size:12px;line-height:1.5;text-align:center}
.service-v2-trust-strip{background:#fff;border-bottom:1px solid var(--line,#d9e1ea)}
.service-v2-trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.service-v2-trust-grid div{padding:24px;border-right:1px solid var(--line,#d9e1ea)}
.service-v2-trust-grid div:last-child{border-right:0}
.service-v2-trust-grid b{display:block;color:var(--navy,#061b3a);margin-bottom:7px}
.service-v2-trust-grid span{display:block;color:var(--muted,#5f6d7e);font-size:13px;line-height:1.5}
.service-v2-section{padding:72px 0}
.service-v2-soft{background:linear-gradient(180deg,#f6f8fb,#fff)}
.service-v2-split{display:grid;grid-template-columns:.9fr .8fr;gap:64px;align-items:start}
.service-v2-split h2,.service-v2-section-head h2,.service-v2-faq h2,.service-v2-final h2,.service-v2-video h2,.service-v2-mini-video h2{font-size:42px;line-height:1.14;margin:0 0 16px}
.service-v2-split p{color:var(--muted,#5f6d7e);font-size:17px;line-height:1.8;margin:0 0 16px}
.service-v2-highlight{background:linear-gradient(180deg,#fff,#fbf8f1);border:1px solid var(--line,#d9e1ea);border-radius:22px;padding:32px;box-shadow:0 16px 44px rgba(6,27,58,.07)}
.service-v2-highlight h3{color:var(--navy,#061b3a);font-size:21px;margin:0 0 16px}
.service-v2-highlight ul,.service-v2-document-list{margin:0;padding:0;list-style:none;display:grid;gap:12px}
.service-v2-highlight li,.service-v2-document-list li{position:relative;padding-left:28px;color:#425369;line-height:1.55}
.service-v2-highlight li:before,.service-v2-document-list li:before{content:"✓";position:absolute;left:0;top:0;color:var(--teal,#1f6b64);font-weight:900}
.service-v2-video{padding:70px 0;background:var(--navy,#061b3a);color:white}
.service-v2-video-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:54px;align-items:center}
.service-v2-video h2,.service-v2-video p,.service-v2-mini-video h2{color:white}
.service-v2-video p{color:#cbd7e7;line-height:1.75;margin:0 0 24px}
.service-v2-video-frame{aspect-ratio:16/9;border-radius:22px;overflow:hidden;box-shadow:0 22px 65px rgba(0,0,0,.28);background:#000}
.service-v2-video-frame iframe,.service-v2-short-frame iframe{width:100%;height:100%;border:0;display:block}
.service-v2-section-head{text-align:center;max-width:780px;margin:0 auto 34px}
.service-v2-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.service-v2-steps article{background:white;border:1px solid var(--line,#d9e1ea);border-radius:20px;padding:26px;box-shadow:0 12px 34px rgba(6,27,58,.055)}
.service-v2-steps span{display:inline-flex;color:var(--brass,#b99159);font-weight:700;letter-spacing:.08em;font-size:12px;margin-bottom:18px}
.service-v2-steps h3{font-size:18px;color:var(--navy,#061b3a);margin:0 0 10px}
.service-v2-steps p{font-size:14px;line-height:1.65;color:var(--muted,#5f6d7e);margin:0}
.service-v2-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.service-v2-card{display:block;background:#fff;border:1px solid var(--line,#d9e1ea);border-radius:18px;padding:24px;transition:.2s ease;box-shadow:0 10px 30px rgba(6,27,58,.045)}
.service-v2-card:hover{transform:translateY(-2px);box-shadow:0 18px 42px rgba(6,27,58,.08)}
.service-v2-card b{display:block;color:var(--navy,#061b3a);font-size:18px;margin-bottom:9px}
.service-v2-card span{display:block;color:var(--muted,#5f6d7e);font-size:14px;line-height:1.65}
.service-v2-mini-video{padding:58px 0;background:var(--navy,#061b3a);color:white;border-top:1px solid rgba(255,255,255,.12)}
.service-v2-mini-video-grid{display:grid;grid-template-columns:1fr 290px;gap:52px;align-items:center}
.service-v2-mini-video p{color:#cbd7e7;line-height:1.75;margin:0}
.service-v2-short-frame{aspect-ratio:9/16;border-radius:22px;overflow:hidden;background:#000;box-shadow:0 22px 65px rgba(0,0,0,.28);max-height:520px}
.service-v2-faq{padding:72px 0;background:#f8fbff}
.service-v2-faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px}
.service-v2-faq p{color:var(--muted,#5f6d7e);line-height:1.7}
.service-v2-faq-list{display:grid;gap:12px}
.service-v2-faq-list details{background:#fff;border:1px solid var(--line,#d9e1ea);border-radius:14px;padding:18px 20px}
.service-v2-faq-list summary{cursor:pointer;font-weight:600;color:var(--navy,#061b3a)}
.service-v2-faq-list details p{margin:12px 0 0;color:var(--muted,#5f6d7e)}
.service-v2-guides{padding:72px 0}
.service-v2-guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.service-v2-guide-grid a{display:block;background:linear-gradient(180deg,#fff,#fbf8f1);border:1px solid var(--line,#d9e1ea);border-radius:22px;padding:30px;box-shadow:0 16px 44px rgba(6,27,58,.07)}
.service-v2-guide-grid small{display:inline-flex;text-transform:uppercase;letter-spacing:.11em;font-size:11px;font-weight:700;color:var(--teal,#1f6b64);margin-bottom:26px}
.service-v2-guide-grid h3{font-family:var(--serif,"Libre Baskerville",Georgia,serif);font-size:22px;line-height:1.25;color:var(--navy,#061b3a);margin:0 0 20px;letter-spacing:-.04em}
.service-v2-guide-grid span{font-weight:500;color:var(--navy,#061b3a)}
.service-v2-final{padding:0 0 76px}
.service-v2-final-box{display:flex;justify-content:space-between;align-items:center;gap:40px;background:linear-gradient(135deg,#fbf8f1,#eef4f8);border:1px solid var(--line,#d9e1ea);border-radius:26px;padding:40px}
.service-v2-final p{color:var(--muted,#5f6d7e);line-height:1.7;max-width:720px;margin:0}
@media(max-width:920px){
  .service-v2-hero:after{display:none}
  .service-v2-hero-grid,.service-v2-split,.service-v2-video-grid,.service-v2-mini-video-grid,.service-v2-faq-grid{grid-template-columns:1fr}
  .service-v2-trust-grid,.service-v2-steps,.service-v2-card-grid,.service-v2-guide-grid{grid-template-columns:1fr}
  .service-v2-trust-grid div{border-right:0;border-bottom:1px solid var(--line,#d9e1ea)}
  .service-v2-copy h1{font-size:42px}
  .service-v2-final-box{display:block}
  .service-v2-short-frame{max-width:280px;margin:0 auto}
}

/* ===== NRI property v2 visual correction patch ===== */
.service-v2-hero-grid{
  align-items:start;
  padding:52px 0 46px;
}

.service-v2-copy{
  padding-top:10px;
}

.service-v2-form-card{
  align-self:start;
}

.service-v2-copy h1{
  max-width:720px;
}

.service-v2-sub{
  max-width:640px;
}

.service-v2-trust-grid div{
  min-height:auto;
}

.service-v2-video-frame{
  min-height:320px;
}

.service-v2-short-frame{
  min-height:420px;
}

.service-v2-section{
  padding:64px 0;
}

.service-v2-video{
  padding:64px 0;
}

.service-v2-mini-video{
  padding:58px 0;
}

@media(max-width:920px){
  .service-v2-hero-grid{
    padding:38px 0 38px;
  }

  .service-v2-copy{
    padding-top:0;
  }

  .service-v2-video-frame{
    min-height:auto;
  }

  .service-v2-short-frame{
    min-height:auto;
  }
}

/* ===== NRI property v2 container width correction ===== */
.service-v2-hero-grid,
.service-v2-trust-grid,
.service-v2-video-grid,
.service-v2-mini-video-grid,
.service-v2-final-box,
.service-v2-faq-grid{
  width:min(1180px, calc(100% - 48px));
  margin-inline:auto;
}

.service-v2-section > .wrap,
.service-v2-guides > .wrap{
  width:min(1180px, calc(100% - 48px));
  margin-inline:auto;
}

.service-v2-soft > .wrap{
  width:min(1180px, calc(100% - 48px));
  margin-inline:auto;
}

.service-v2-final-box{
  max-width:1180px;
}

.service-v2-hero-grid{
  max-width:1180px;
}

@media(max-width:920px){
  .service-v2-hero-grid,
  .service-v2-trust-grid,
  .service-v2-video-grid,
  .service-v2-mini-video-grid,
  .service-v2-final-box,
  .service-v2-faq-grid,
  .service-v2-section > .wrap,
  .service-v2-guides > .wrap,
  .service-v2-soft > .wrap{
    width:min(100% - 32px, 1180px);
  }
}

/* ===== CBTD remaining service pages v2 batch additions ===== */
.service-v2-shorts-two{grid-template-columns:.8fr 1.2fr}
.service-v2-shorts-row{display:grid;grid-template-columns:repeat(2,minmax(180px,260px));gap:22px;justify-content:end}
.service-v2-form-card .lead-form button,.service-v2-form-card .lead-form .btn,.service-v2-form-card .lead-form .full{width:100%;justify-content:center}

.service-v2-form-card .lead-form label{display:block;font-weight:800;color:var(--navy,#061b3a);font-size:13px}
.service-v2-form-card .lead-form label input,.service-v2-form-card .lead-form label select,.service-v2-form-card .lead-form label textarea{margin-top:7px}
@media(max-width:920px){.service-v2-shorts-two,.service-v2-shorts-row{grid-template-columns:1fr}.service-v2-shorts-row{justify-content:stretch}}

/* ===== CPA service form button visibility fix ===== */
.service-v2-form-card form button,
.service-v2-form-card form input[type="submit"],
.service-v2-form-card form .btn,
.service-v2-form-card .lead-form button,
.service-v2-form-card .lead-form input[type="submit"],
.service-v2-form-card .lead-form .btn{
  width:100%;
  min-height:54px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  border:0;
  border-radius:10px;
  background:var(--navy,#061b3a) !important;
  color:#ffffff !important;
  font-weight:900;
  font-size:15px;
  cursor:pointer;
  box-shadow:0 16px 34px rgba(6,27,58,.18);
}

.service-v2-form-card form button:hover,
.service-v2-form-card form input[type="submit"]:hover,
.service-v2-form-card form .btn:hover,
.service-v2-form-card .lead-form button:hover,
.service-v2-form-card .lead-form input[type="submit"]:hover,
.service-v2-form-card .lead-form .btn:hover{
  background:#082449 !important;
  color:#ffffff !important;
}

/* ===== CBTD blog index v2 ===== */
.blog-v2-wrap,.blog-v2-hero-inner,.blog-v2-cta-box{width:min(1180px,calc(100% - 48px));margin-inline:auto}
.blog-v2-hero{background:linear-gradient(120deg,#fff 0%,#fff 55%,var(--bluegrey,#edf3f8) 100%);border-bottom:1px solid var(--line,#d9e1ea);position:relative;overflow:hidden}
.blog-v2-hero:after{content:"";position:absolute;right:0;top:0;width:42%;height:100%;background:linear-gradient(140deg,rgba(6,27,58,.08),rgba(255,255,255,.68)),radial-gradient(circle at 70% 22%,rgba(185,145,89,.18),transparent 28%);clip-path:polygon(14% 0,100% 0,100% 100%,0 100%);pointer-events:none}
.blog-v2-hero-inner{position:relative;z-index:1;padding:76px 0 70px;max-width:1180px}
.blog-v2-hero h1{max-width:920px;font-size:clamp(42px,5vw,66px);line-height:1.04;margin:0 0 24px}
.blog-v2-hero p:not(.eyebrow){max-width:760px;font-size:18px;line-height:1.78;color:#536274;margin:0}
.blog-v2-featured,.blog-v2-categories,.blog-v2-all{padding:70px 0}
.blog-v2-categories{background:linear-gradient(180deg,#f6f8fb,#fff)}
.blog-v2-section-head{text-align:center;max-width:760px;margin:0 auto 34px}
.blog-v2-section-head h2{font-size:42px;line-height:1.14;margin:0}
.blog-v2-feature-grid,.blog-v2-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.blog-v2-feature-card,.blog-v2-card{display:block;background:linear-gradient(180deg,#fff,#fbf8f1);border:1px solid var(--line,#d9e1ea);border-radius:22px;padding:30px;box-shadow:0 16px 44px rgba(6,27,58,.07);transition:.2s ease}
.blog-v2-feature-card:hover,.blog-v2-card:hover{transform:translateY(-2px);box-shadow:0 22px 58px rgba(6,27,58,.1)}
.blog-v2-feature-card small,.blog-v2-card small{display:inline-flex;text-transform:uppercase;letter-spacing:.11em;font-size:11px;font-weight:700;color:var(--teal,#1f6b64);margin-bottom:26px}
.blog-v2-feature-card h3,.blog-v2-card h3{font-family:var(--serif,"Libre Baskerville",Georgia,serif);font-size:23px;line-height:1.25;color:var(--navy,#061b3a);margin:0 0 14px;letter-spacing:-.04em}
.blog-v2-feature-card p,.blog-v2-card p{color:var(--muted,#5f6d7e);line-height:1.68;margin:0 0 22px}
.blog-v2-feature-card span,.blog-v2-card span{font-weight:500;color:var(--navy,#061b3a)}
.blog-v2-category-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.blog-v2-category{background:#fff;border:1px solid var(--line,#d9e1ea);border-radius:22px;padding:28px;box-shadow:0 12px 34px rgba(6,27,58,.055)}
.blog-v2-category-head{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;padding-bottom:16px;border-bottom:1px solid var(--line,#d9e1ea);margin-bottom:12px}
.blog-v2-category-head h2{font-size:24px;line-height:1.2;margin:0}
.blog-v2-category-head p{margin:0;color:var(--teal,#1f6b64);font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.08em}
.blog-v2-list{display:grid}
.blog-v2-list a{display:grid;grid-template-columns:1fr auto;gap:18px;align-items:center;padding:14px 0;border-bottom:1px solid #edf1f5}
.blog-v2-list a:last-child{border-bottom:0}
.blog-v2-list b{color:var(--navy,#061b3a);line-height:1.35}
.blog-v2-list span{color:var(--muted,#5f6d7e);font-size:12px;font-weight:800;white-space:nowrap}
.blog-v2-cta{padding:0 0 76px}
.blog-v2-cta-box{display:flex;justify-content:space-between;align-items:center;gap:40px;background:linear-gradient(135deg,#fbf8f1,#eef4f8);border:1px solid var(--line,#d9e1ea);border-radius:26px;padding:40px}
.blog-v2-cta-box h2{font-size:38px;line-height:1.15;margin:0 0 14px}
.blog-v2-cta-box p:not(.eyebrow){color:var(--muted,#5f6d7e);line-height:1.7;max-width:740px;margin:0}
@media(max-width:920px){.blog-v2-wrap,.blog-v2-hero-inner,.blog-v2-cta-box{width:min(100% - 32px,1180px)}.blog-v2-hero:after{display:none}.blog-v2-hero-inner{padding:48px 0}.blog-v2-hero h1{font-size:40px}.blog-v2-feature-grid,.blog-v2-category-grid,.blog-v2-grid{grid-template-columns:1fr}.blog-v2-cta-box{display:block}.blog-v2-cta-box .btn{margin-top:24px}.blog-v2-list a{grid-template-columns:1fr;gap:6px}.blog-v2-list span{white-space:normal}}

/* ===== CBTD article template v2 ===== */
.article-v2-hero{
  background:linear-gradient(120deg,#fff 0%,#fff 55%,var(--bluegrey,#edf3f8) 100%);
  border-bottom:1px solid var(--line,#d9e1ea);
  position:relative;
  overflow:hidden;
}

.article-v2-hero:after{
  content:"";
  position:absolute;
  right:0;
  top:0;
  width:42%;
  height:100%;
  background:linear-gradient(140deg,rgba(6,27,58,.08),rgba(255,255,255,.68)),radial-gradient(circle at 70% 22%,rgba(185,145,89,.18),transparent 28%);
  clip-path:polygon(14% 0,100% 0,100% 100%,0 100%);
  pointer-events:none;
}

.article-v2-hero-inner{
  width:min(980px,calc(100% - 48px));
  margin-inline:auto;
  padding:68px 0 60px;
  position:relative;
  z-index:1;
}

.article-v2-back{
  display:inline-flex;
  margin-bottom:20px;
  color:var(--navy,#061b3a);
  font-size:13px;
  font-weight:700;
}

.article-v2-hero h1{
  font-size:clamp(42px,5vw,64px);
  line-height:1.04;
  margin:0 0 22px;
}

.article-v2-sub{
  font-size:18px;
  line-height:1.78;
  color:#536274;
  max-width:820px;
  margin:0 0 24px;
}

.article-v2-meta{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
}

.article-v2-meta span{
  display:inline-flex;
  padding:8px 11px;
  border-radius:999px;
  background:#fff;
  border:1px solid var(--line,#d9e1ea);
  color:var(--muted,#5f6d7e);
  font-size:12px;
  font-weight:600;
}

.article-v2-layout{
  width:min(1180px,calc(100% - 48px));
  margin:0 auto;
  display:grid;
  grid-template-columns:260px minmax(0,1fr);
  gap:56px;
  padding:62px 0 76px;
}

.article-v2-toc{
  position:sticky;
  top:108px;
  align-self:start;
  background:#fff;
  border:1px solid var(--line,#d9e1ea);
  border-radius:20px;
  padding:22px;
  box-shadow:0 12px 34px rgba(6,27,58,.055);
}

.article-v2-toc p{
  margin:0 0 14px;
  color:var(--navy,#061b3a);
  font-weight:700;
}

.article-v2-toc a{
  display:block;
  padding:10px 0;
  border-top:1px solid #edf1f5;
  color:var(--muted,#5f6d7e);
  font-size:14px;
  font-weight:500;
}

/* Article TOC active section highlight */
.article-v2-toc a {
  position: relative;
  transition: color 0.18s ease, opacity 0.18s ease;
}

.article-v2-toc a.is-active {
  color: #071f3d;
  font-weight: 700;
}

.article-v2-toc a.is-active::before {
  content: "";
  position: absolute;
  left: -12px;
  top: 50%;
  width: 5px;
  height: 5px;
  background: #b88746;
  border-radius: 50%;
  transform: translateY(-50%);
}

.article-v2-content{
  max-width:820px;
}

.article-v2-content section{
  margin-bottom:42px;
}

.article-v2-content h2{
  font-size:34px;
  line-height:1.18;
  margin:0 0 16px;
}

.article-v2-content p{
  color:var(--muted,#5f6d7e);
  font-size:17px;
  line-height:1.82;
  margin:0 0 16px;
}

.article-v2-summary,
.article-v2-callout,
.article-v2-cta{
  background:linear-gradient(180deg,#fff,#fbf8f1);
  border:1px solid var(--line,#d9e1ea);
  border-radius:22px;
  padding:30px;
  box-shadow:0 16px 44px rgba(6,27,58,.07);
}

.article-v2-callout{
  display:grid;
  gap:8px;
}

.article-v2-callout b{
  color:var(--navy,#061b3a);
}

.article-v2-callout span{
  color:var(--muted,#5f6d7e);
  line-height:1.7;
}

.article-v2-doc-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:18px;
}

.article-v2-doc-grid ul{
  list-style:none;
  margin:0;
  padding:24px;
  border:1px solid var(--line,#d9e1ea);
  border-radius:18px;
  background:#fff;
}

.article-v2-doc-grid li{
  position:relative;
  padding-left:26px;
  margin-bottom:12px;
  color:#425369;
  line-height:1.55;
}

.article-v2-doc-grid li:before{
  content:"✓";
  position:absolute;
  left:0;
  top:0;
  color:var(--teal,#1f6b64);
  font-weight:900;
}

.article-v2-video-section{
  background:var(--navy,#061b3a);
  color:#fff;
  border-radius:26px;
  padding:34px;
}

.article-v2-video-section h2{
  color:#fff;
}

.article-v2-video-section p{
  color:#cbd7e7;
}

.article-v2-video-frame{
  aspect-ratio:16/9;
  border-radius:18px;
  overflow:hidden;
  background:#000;
  margin-top:22px;
}

.article-v2-video-frame iframe{
  width:100%;
  height:100%;
  border:0;
  display:block;
}

.article-v2-related-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:16px;
}

.article-v2-related-grid a{
  display:block;
  border:1px solid var(--line,#d9e1ea);
  border-radius:18px;
  padding:22px;
  background:#fff;
}

.article-v2-related-grid small{
  display:inline-flex;
  text-transform:uppercase;
  letter-spacing:.11em;
  font-size:11px;
  font-weight:700;
  color:var(--teal,#1f6b64);
  margin-bottom:16px;
}

.article-v2-related-grid b{
  display:block;
  color:var(--navy,#061b3a);
  line-height:1.35;
  margin-bottom:16px;
}

.article-v2-related-grid span{
  color:var(--navy,#061b3a);
  font-weight:500;
}

.article-v2-faq details{
  background:#fff;
  border:1px solid var(--line,#d9e1ea);
  border-radius:14px;
  padding:18px 20px;
  margin-bottom:12px;
}

.article-v2-faq summary{
  cursor:pointer;
  font-weight:600;
  color:var(--navy,#061b3a);
}

.article-v2-faq details p{
  margin:12px 0 0;
}

.article-v2-cta{
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:32px;
}

.article-v2-cta h2{
  margin-bottom:12px;
}

.article-v2-cta p{
  margin-bottom:0;
}

.article-v2-disclaimer{
  border-top:1px solid var(--line,#d9e1ea);
  padding-top:24px;
}

.article-v2-disclaimer p{
  font-size:13px;
  color:#6d7b8d;
}

@media(max-width:920px){
  .article-v2-hero:after{
    display:none;
  }

  .article-v2-hero-inner,
  .article-v2-layout{
    width:min(100% - 32px,1180px);
  }

  .article-v2-hero-inner{
    padding:48px 0;
  }

  .article-v2-hero h1{
    font-size:40px;
  }

  .article-v2-layout{
    grid-template-columns:minmax(0,1fr);
    gap:28px;
    padding:42px 0 60px;
  }

  .article-v2-toc{
    position:static;
  }

  .article-v2-doc-grid,
  .article-v2-related-grid{
    grid-template-columns:1fr;
  }

  .article-v2-cta{
    display:block;
  }

  .article-v2-cta .btn{
    margin-top:22px;
  }
}

/* ===== CBTD legacy full-content blog articles theme alignment ===== */






























.summary-box, .article-card, .faq-box, .checklist-box, .disclaimer-box{
  background:linear-gradient(180deg,#fff,#fbf8f1);
  border:1px solid var(--line,#d9e1ea);
  border-radius:22px;
  padding:30px;
  box-shadow:0 16px 44px rgba(6,27,58,.07);
}









.summary-box h2,
.article-card h2,
.faq-box h2{
  margin-top:0;
}

.checklist-box{
  background:#fff;
}

.checklist-box ul{
  list-style:none;
  padding-left:0;
}

.checklist-box li{
  position:relative;
  padding-left:28px;
}

.checklist-box li:before{
  content:"✓";
  position:absolute;
  left:0;
  top:0;
  color:var(--teal,#1f6b64);
  font-weight:900;
}

.faq-box details{
  background:#fff;
  border:1px solid var(--line,#d9e1ea);
  border-radius:14px;
  padding:18px 20px;
  margin-bottom:12px;
}

.faq-box summary{
  cursor:pointer;
  font-weight:900;
  color:var(--navy,#061b3a);
}

.faq-box details p{
  margin:12px 0 0;
}

.blog-video-section{
  background:var(--navy,#061b3a);
  color:#fff;
  border-radius:26px;
  padding:34px;
  overflow:hidden;
}

.blog-video-section h2{
  color:#fff;
}

.blog-video-section p{
  color:#cbd7e7;
}

.blog-video-frame{
  aspect-ratio:16/9;
  border-radius:18px;
  overflow:hidden;
  background:#000;
  margin-top:22px;
}

.blog-video-frame iframe{
  width:100%;
  height:100%;
  border:0;
  display:block;
}

.shorts-embed-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(160px,1fr));
  gap:18px;
  margin-top:24px;
}

.shorts-embed{
  aspect-ratio:9/16;
  border-radius:18px;
  overflow:hidden;
  background:#000;
  box-shadow:0 16px 44px rgba(6,27,58,.08);
}

.shorts-embed iframe{
  width:100%;
  height:100%;
  border:0;
  display:block;
}

.disclaimer-box{
  background:#fff;
  box-shadow:none;
}

.disclaimer-box p{
  font-size:13px;
  color:#6d7b8d;
  margin:0;
}

@media(max-width:920px){
  

  

  

  

  

  

  .summary-box, .article-card, .faq-box, .checklist-box, .disclaimer-box, .blog-video-section{
    padding:24px;
  }

  .shorts-embed-grid{
    grid-template-columns:1fr;
    max-width:360px;
    margin-inline:auto;
  }
}

/* ===== CBTD premium shared header v2 ===== */
.site-header{
  position:sticky;
  top:0;
  z-index:1000;
  background:rgba(255,255,255,.88);
  backdrop-filter:blur(18px);
  -webkit-backdrop-filter:blur(18px);
  border-bottom:1px solid rgba(217,226,236,.82);
}

.nav-wrap{
  min-height:74px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px;
}

.brand{
  display:flex;
  align-items:center;
  gap:12px;
  color:var(--navy,#061b3a);
  min-width:max-content;
}

/* .brand-mark styling lives in the "CBTD stacked CB / TD brand mark" block later in this file. */

.brand-lockup{
  display:grid;
  gap:1px;
}

.brand-text{
  font-weight:700;
  font-size:18px;
  letter-spacing:-.035em;
  line-height:1.1;
}

.brand-tagline{
  color:var(--muted,#5f6d7e);
  font-size:11px;
  line-height:1.1;
  font-weight:700;
  letter-spacing:-.01em;
}

.main-nav{
  display:flex;
  align-items:center;
  gap:6px;
  color:var(--slate,#536274);
  font-size:13px;
  font-weight:600;
}

.nav-link,
.nav-item > .nav-link{
  display:inline-flex;
  align-items:center;
  min-height:40px;
  padding:0 12px;
  border-radius:999px;
  transition:.18s ease;
}

.nav-link:hover,
.nav-item:hover > .nav-link,
.nav-item:focus-within > .nav-link{
  color:var(--navy,#061b3a);
  background:#f3f6fa;
}

.nav-item{
  position:relative;
}

.nav-item > .nav-link:after{
  content:"";
  width:6px;
  height:6px;
  margin-left:7px;
  border-right:1.8px solid currentColor;
  border-bottom:1.8px solid currentColor;
  transform:rotate(45deg) translateY(-2px);
  opacity:.65;
}

.nav-panel{
  position:absolute;
  top:calc(100% + 10px);
  left:0;
  min-width:250px;
  padding:10px;
  background:#fff;
  border:1px solid var(--line,#d9e1ea);
  border-radius:18px;
  box-shadow:0 24px 70px rgba(6,27,58,.14);
  opacity:0;
  visibility:hidden;
  transform:translateY(8px);
  transition:.18s ease;
}

.nav-item:hover .nav-panel,
.nav-item:focus-within .nav-panel{
  opacity:1;
  visibility:visible;
  transform:translateY(0);
}

.nav-panel a{
  display:block;
  padding:11px 12px;
  border-radius:12px;
  color:var(--navy,#061b3a);
  font-size:13px;
  line-height:1.25;
  font-weight:600;
}

.nav-panel a:hover{
  background:#f4f7fb;
  color:var(--blue,#2563b8);
}

.nav-cta{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:42px;
  padding:0 17px;
  border-radius:999px;
  color:#fff !important;
  background:var(--navy,#061b3a);
  box-shadow:0 12px 28px rgba(6,27,58,.16);
  font-weight:700;
  transition:.18s ease;
}

.nav-cta:hover{
  background:#082449;
  transform:translateY(-1px);
}

.nav-toggle{
  display:none;
  width:42px;
  height:42px;
  border:1px solid var(--line,#d9e1ea);
  border-radius:999px;
  background:#fff;
  padding:0;
  color:var(--navy,#061b3a);
  box-shadow:0 10px 26px rgba(6,27,58,.08);
}

.nav-toggle span{
  display:block;
  width:18px;
  height:2px;
  margin:4px auto;
  background:currentColor;
  border-radius:2px;
}

@media(max-width:1100px){
  .brand-tagline{
    display:none;
  }

  .main-nav{
    gap:3px;
  }

  .nav-link,
  .nav-item > .nav-link{
    padding:0 9px;
  }
}

@media(max-width:920px){
  .nav-wrap{
    min-height:68px;
  }

  .brand-text{
    font-size:14px;
  }

  .nav-toggle{
    display:block;
  }

  .main-nav{
    position:absolute;
    top:calc(100% + 1px);
    left:20px;
    right:20px;
    display:none;
    flex-direction:column;
    align-items:stretch;
    gap:6px;
    padding:14px;
    background:#fff;
    border:1px solid var(--line,#d9e1ea);
    border-radius:20px;
    box-shadow:0 24px 70px rgba(6,27,58,.16);
  }

  .main-nav.open{
    display:flex;
  }

  .nav-link,
  .nav-item > .nav-link,
  .nav-cta{
    width:100%;
    min-height:44px;
    justify-content:flex-start;
    padding:0 14px;
  }

  .nav-item > .nav-link:after{
    display:none;
  }

  .nav-panel{
    position:static;
    opacity:1;
    visibility:visible;
    transform:none;
    box-shadow:none;
    border:0;
    min-width:0;
    padding:0 0 4px 12px;
    background:transparent;
  }

  .nav-panel a{
    padding:9px 12px;
    color:var(--muted,#5f6d7e);
    font-size:13px;
  }

  .nav-cta{
    justify-content:center;
    margin-top:4px;
  }
}

@media(max-width:480px){
  .brand-mark{
    width:34px;
    height:34px;
    border-radius:10px;
  }

  .brand-text{
    font-size:15px;
  }

  .main-nav{
    left:16px;
    right:16px;
  }
}



/* CBTD stacked CB / TD brand mark */
.brand-mark {
  display: grid;
  place-items: center;
  align-content: center;
  grid-template-rows: auto auto;
  gap: 0;
  width: 38px;
  height: 38px;
  padding: 3px 0 2px;
  border-radius: 12px;
    row-gap: 1px;
  background: linear-gradient(
    135deg,
    var(--navy, #061b3a),
    var(--blue, #2563b8)
  );
  color: #fff;
  box-shadow: 0 12px 26px rgba(6, 27, 58, 0.18);
  overflow: hidden;
}

.brand-mark span {
  display: block;
  font-size: 13px;
  font-weight: 900;
  line-height: 0.72;
  letter-spacing: -0.09em;
}

@media (max-width: 480px) {
  .brand-mark {
    width: 34px;
    height: 34px;
    padding: 3px 0 2px;
    border-radius: 10px;
  }

  .brand-mark span {
    font-size: 12px;
  }
}

/* ===== CBTD mobile header tagline visibility fix ===== */
@media(max-width:1100px){
  .brand-tagline{
    display:block;
    max-width:260px;
    font-size:10px;
    line-height:1.15;
    letter-spacing:-.015em;
  }
}

@media(max-width:480px){
  .brand-tagline{
    max-width:210px;
    font-size:9.5px;
  }
}

/* ===== CBTD clean footer final ===== */


/* CBTD share bar above footer */
.cbtd-share-bar {
  background: linear-gradient(135deg, #0b3767 0%, #0a2b55 48%, #082142 100%);
  color: #ffffff;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  border-bottom: 1px solid rgba(255, 255, 255, 0.10);
}

.cbtd-share-wrap {
  width: min(1180px, calc(100% - 48px));
  margin-inline: auto;
  padding: 22px 0;
  display: grid;
  grid-template-columns: auto minmax(0, 1fr) auto;
  gap: 18px;
  align-items: center;
}

.cbtd-share-label {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  color: #ffffff;
  font-size: 15px;
  font-weight: 700;
  line-height: 1.2;
  white-space: nowrap;
}

.cbtd-share-icon {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.18);
  color: #d9b766;
  font-size: 17px;
  line-height: 1;
}

.cbtd-share-url {
  display: block;
  min-width: 0;
  width: 100%;
  padding: 13px 16px;
  border-radius: 14px;
  border: 1px solid rgba(204, 222, 244, 0.30);
  background: rgba(255, 255, 255, 0.06);
  color: #e8f1fb;
  font-size: 14px;
  line-height: 1.25;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.cbtd-share-actions {
  display: inline-flex;
  align-items: center;
  justify-content: flex-end;
  gap: 10px;
  flex-wrap: wrap;
}

.cbtd-share-whatsapp,
.cbtd-share-copy {
  appearance: none;
  border-radius: 14px;
  color: #ffffff;
  min-height: 46px;
  padding: 0 18px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  font-size: 14px;
  font-weight: 800;
  line-height: 1;
  transition: background-color 0.18s ease, transform 0.18s ease, border-color 0.18s ease;
}

.cbtd-share-whatsapp {
  text-decoration: none;
  border: 1px solid rgba(37, 211, 102, 0.42);
  background: rgba(37, 211, 102, 0.16);
}

.cbtd-share-whatsapp:hover {
  background: rgba(37, 211, 102, 0.24);
  border-color: rgba(37, 211, 102, 0.56);
  transform: translateY(-1px);
}

.cbtd-share-whatsapp:focus-visible {
  outline: 3px solid rgba(217, 183, 102, 0.42);
  outline-offset: 3px;
}

.cbtd-share-copy {
  border: 1px solid rgba(204, 222, 244, 0.28);
  background: rgba(255, 255, 255, 0.13);
  cursor: pointer;
}

.cbtd-share-copy:hover {
  background: rgba(255, 255, 255, 0.20);
  border-color: rgba(204, 222, 244, 0.42);
  transform: translateY(-1px);
}

.cbtd-share-copy:focus-visible {
  outline: 3px solid rgba(217, 183, 102, 0.42);
  outline-offset: 3px;
}

.cbtd-share-whatsapp svg,
.cbtd-share-copy svg {
  width: 17px;
  height: 17px;
  flex: 0 0 17px;
}

@media (max-width: 760px) {
  .cbtd-share-wrap {
    width: min(100% - 32px, 1180px);
    grid-template-columns: 1fr;
    gap: 12px;
    padding: 20px 0;
  }

  .cbtd-share-label {
    white-space: normal;
  }

  .cbtd-share-url {
    font-size: 13px;
  }

  .cbtd-share-actions {
    width: 100%;
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 10px;
  }

  .cbtd-share-whatsapp,
  .cbtd-share-copy {
    width: 100%;
  }
}


.cbtd-footer{
  background:linear-gradient(180deg,#061b3a 0%,#041326 100%) !important;
  color:#dbe6f3 !important;
  margin-top:0 !important;
}

.cbtd-footer-wrap{
  width:min(1180px,calc(100% - 48px)) !important;
  margin-inline:auto !important;
  padding:64px 0 26px !important;
}

.cbtd-footer-grid{
  display:grid !important;
  grid-template-columns:1.35fr 1fr 1fr 1fr !important;
  gap:58px !important;
  align-items:start !important;
}

.cbtd-footer-about{
  min-width:0 !important;
}

.cbtd-footer-logo{
  display:flex !important;
  align-items:center !important;
  gap:14px !important;
  color:#fff !important;
  text-decoration:none !important;
  max-width:420px !important;
}

.cbtd-footer-logo:hover{
  color:#fff !important;
}

.cbtd-footer-icon{
  display:grid !important;
  place-items:center !important;
  width:52px !important;
  height:52px !important;
  min-width:52px !important;
  flex:0 0 52px !important;
  border-radius:16px !important;
  background:#d9b766 !important;
  color:#061b3a !important;
  font-size:24px !important;
  line-height:1 !important;
  letter-spacing:-.05em !important;
  text-align:center !important;
}

.cbtd-footer-icon {
  display: grid;
  place-items: center;
  align-content: center;
  grid-template-rows: auto auto;
  row-gap: 1px;
  padding: 0;
  overflow: hidden;
  color: #061b3a;
}

.cbtd-footer-icon span {
  display: block;
  font-size: 21px;
  font-weight: 900;
  line-height: 0.82;
  letter-spacing: -0.1em;
  color: #061b3a;
}

@media (max-width: 480px) {
  .cbtd-footer-icon span {
    font-size: 19px;
  }
}

.cbtd-footer-name{
  display:block !important;
  color:#fff !important;
  font-size:18px !important;
  line-height:1.15 !important;
  letter-spacing:-.035em !important;
}

.cbtd-footer-about p{
  max-width:430px !important;
  margin:26px 0 24px !important;
  color:#b9c8da !important;
  font-size:14px !important;
  line-height:1.75 !important;
}

.cbtd-footer-email{
  display:inline-block !important;
  color:#fff !important;
  font-size:14px !important;
  line-height:1.3 !important;
  font-weight:700 !important;
  text-decoration:none !important;
}

.cbtd-footer-email:hover{
  color:#fff !important;
}

.cbtd-footer-col{
  display:block !important;
  min-width:0 !important;
}

.cbtd-footer-col h3{
  margin:0 0 20px !important;
  color:#fff !important;
  font-size:14px !important;
  line-height:1.2 !important;
  letter-spacing:-.01em !important;
  text-transform:none !important;
}

.cbtd-footer-col a{
  display:block !important;
  margin:0 0 14px !important;
  color:#b9c8da !important;
  font-size:14px !important;
  line-height:1.35 !important;
  text-decoration:none !important;
}

.cbtd-footer-col a:hover{
  color:#fff !important;
}

.cbtd-footer-disclaimer{
  margin-top:34px !important;
  padding:0 !important;
  border-top:1px solid rgba(255,255,255,.14) !important;
  border-bottom:1px solid rgba(255,255,255,.14) !important;
  background:transparent !important;
  border-radius:0 !important;
}

.cbtd-footer-disclaimer p{
  margin:0 !important;
  padding:28px 0 !important;
  color:#b9c8da !important;
  font-size:13px !important;
  line-height:1.45 !important;
  font-weight:500 !important;
}

.cbtd-footer-disclaimer strong{
  color:#fff !important;
  font-size:14px !important;
}

.cbtd-footer-bottom{
  display:block !important;
  padding-top:24px !important;
}

.cbtd-footer-bottom p{
  margin:0 !important;
  color:#b9c8da !important;
  font-size:13px !important;
  line-height:1.4 !important;
}

@media(max-width:980px){
  .cbtd-footer-wrap{
    width:min(100% - 32px,1180px) !important;
    padding:48px 0 24px !important;
  }

  .cbtd-footer-grid{
    grid-template-columns:1fr !important;
    gap:34px !important;
  }

  .cbtd-footer-about p{
    max-width:none !important;
  }

  .cbtd-footer-col a{
    margin-bottom:12px !important;
  }
}

/* ===== CBTD blog index browse section light polish ===== */
/* Light visual break for the text-heavy "Browse by issue" section without changing structure. */

.blog-v2-categories{
  background:
    radial-gradient(circle at 12% 18%, rgba(185,145,89,.10), transparent 26%),
    linear-gradient(180deg,#fbf8f1 0%,#f7fafc 100%) !important;
  border-top:1px solid rgba(217,225,234,.85);
  border-bottom:1px solid rgba(217,225,234,.85);
}

.blog-v2-categories .blog-v2-section-head{
  margin-bottom:38px;
}

.blog-v2-categories .blog-v2-section-head .eyebrow{
  color:#1f6b64;
}

.blog-v2-category{
  background:rgba(255,255,255,.86) !important;
  border-color:rgba(6,27,58,.10) !important;
  box-shadow:0 18px 48px rgba(6,27,58,.06) !important;
}

.blog-v2-category-head{
  margin-bottom:16px !important;
  padding-bottom:18px !important;
}

.blog-v2-category-head h2{
  font-size:26px !important;
}

.blog-v2-category-head p{
  background:#eef5f3;
  color:#1f6b64 !important;
  border-radius:999px;
  padding:6px 9px;
  font-size:10px !important;
  letter-spacing:.06em !important;
}

.blog-v2-list a{
  padding:13px 0 !important;
}

.blog-v2-list b{
  font-weight:500 !important;
  color:#102A43 !important;
}

.blog-v2-list span{
  opacity:.62;
  font-weight:600 !important;
  font-size:11px !important;
}

.blog-v2-list a:hover b{
  color:#1E5AA8 !important;
}

@media(max-width:920px){
  .blog-v2-categories{
    background:linear-gradient(180deg,#fbf8f1 0%,#f7fafc 100%) !important;
  }

  .blog-v2-category-head{
    gap:12px;
  }
}


/* ===== CBTD tool-v1 calculator template ===== */
.cbtd-tool-page{background:#f6f8fb;color:#10243e}
.tool-v1{overflow:hidden}
.cbtd-tool-page .tool-v1 .wrap{width:min(1180px,calc(100% - 48px));margin-inline:auto}
.tool-v1-hero{padding:72px 0 46px;background:linear-gradient(120deg,#fff 0%,#fff 55%,var(--bluegrey,#edf3f8) 100%);border-bottom:1px solid var(--line,#d9e1ea);position:relative;overflow:hidden}
.tool-v1-hero:after{content:"";position:absolute;right:0;top:0;width:42%;height:100%;background:linear-gradient(140deg,rgba(6,27,58,.08),rgba(255,255,255,.68)),radial-gradient(circle at 70% 22%,rgba(185,145,89,.18),transparent 28%);clip-path:polygon(14% 0,100% 0,100% 100%,0 100%);pointer-events:none}
.tool-v1-hero-inner{max-width:1180px;position:relative;z-index:1}
.tool-v1-hero h1{font-family:"Libre Baskerville",serif;font-size:clamp(40px,5.4vw,68px);line-height:1.08;margin:18px 0 18px;color:#082b55;letter-spacing:-.03em}
.tool-v1-hero p:not(.eyebrow){font-size:19px;line-height:1.7;max-width:820px;color:#44566d}
.tool-v1-trust{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.tool-v1-trust span{padding:9px 13px;border:1px solid #cbd8e6;border-radius:999px;background:rgba(255,255,255,.78);font-size:13px;font-weight:700;color:#244466}
.tool-v1-calculator-section{padding:44px 0 64px}
.tool-v1-calculator-grid{display:grid;grid-template-columns:minmax(0,1.28fr) minmax(330px,.72fr);gap:24px;align-items:start}
.tool-v1-input-card,.tool-v1-result-card{background:#fff;border:1px solid #d9e2ec;border-radius:24px;box-shadow:0 18px 50px rgba(9,43,83,.08)}
.tool-v1-input-card{padding:30px}
.tool-v1-card-head h2,.tool-v1-result-card h2,.tool-v1-content-section h2,.tool-v1-notice h2,.tool-v1-lead-section h2,.tool-v1-example-section h2{font-family:"Libre Baskerville",serif;color:#082b55;line-height:1.25;margin:8px 0 12px}
.tool-v1-card-head p:last-child{color:#637187;line-height:1.6}
.tool-v1-field-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:26px}
.tool-v1-field{display:flex;flex-direction:column;gap:8px;font-weight:700;color:#173654;font-size:14px}
.tool-v1-field-wide{grid-column:1/-1}
.tool-v1-field input,.tool-v1-field select{width:100%;min-height:48px;border:1px solid #cbd7e4;border-radius:12px;background:#fff;color:#12263d;padding:0 13px;font:inherit;font-weight:500}
.tool-v1-field input:focus,.tool-v1-field select:focus{outline:3px solid rgba(217,183,102,.24);border-color:#b68f38}
.tool-v1-field small{font-weight:500;line-height:1.45;color:#718096}
.tool-v1-money-input,.tool-v1-suffix-input{display:flex;align-items:center;border:1px solid #cbd7e4;border-radius:12px;background:#fff;overflow:hidden}
.tool-v1-money-input>span,.tool-v1-suffix-input>span{padding:0 13px;color:#62758b;font-weight:800}
.tool-v1-money-input input,.tool-v1-suffix-input input{border:0;border-radius:0;box-shadow:none}
.tool-v1-money-input:focus-within,.tool-v1-suffix-input:focus-within{outline:3px solid rgba(217,183,102,.24);border-color:#b68f38}
.tool-v1-checkbox-field{flex-direction:row;align-items:center;padding:14px;border:1px solid #dbe3ec;border-radius:14px;background:#f8fafc}
.tool-v1-checkbox-field input{width:19px;height:19px;min-height:auto;flex:0 0 19px}
.tool-v1-form-actions{display:flex;gap:12px;align-items:center;margin-top:24px}
.tool-v1-reset{min-height:46px;padding:0 18px;border:0;background:transparent;color:#36536f;font-weight:800;cursor:pointer}
.tool-v1-error{min-height:20px;margin:12px 0 0;color:#a12b2b;font-weight:700;font-size:13px}
.tool-v1-result-card{position:sticky;top:94px;padding:30px;background:linear-gradient(180deg,#082b55 0%,#061c38 100%);color:#eaf2fb;border-color:#0d3d70}
.tool-v1-result-card .eyebrow{color:#d9b766}
.tool-v1-result-card h2{color:#fff}
.tool-v1-result-amount{font-size:clamp(38px,5vw,58px);line-height:1;font-weight:600;letter-spacing:-.04em;margin:22px 0 8px;color:#fff}
.tool-v1-result-rate{color:#b8c8dc;margin:0 0 24px}
.tool-v1-breakdown{margin:0;border-top:1px solid rgba(255,255,255,.14)}
.tool-v1-breakdown div{display:flex;justify-content:space-between;gap:20px;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.11)}
.tool-v1-breakdown dt{color:#b8c8dc;font-size:13px}
.tool-v1-breakdown dd{margin:0;text-align:right;font-weight:600;color:#fff;font-size:14px}
.tool-v1-assumption{margin:18px 0;padding:14px;border-radius:14px;background:rgba(255,255,255,.08);font-size:12px;line-height:1.6;color:#d5e1ef}
.tool-v1-notice{padding:0 0 64px}
.tool-v1-notice-box{display:grid;grid-template-columns:.8fr 1.2fr;gap:34px;padding:32px;border-radius:22px;background:#fff9eb;border:1px solid #eadab2}
.tool-v1-notice-box p:last-child{font-size:16px;line-height:1.75;color:#5d5660;margin:0;align-self:center}
.tool-v1-lead-section{padding:70px 0;background:#eef3f8;border-top:1px solid #dce5ef;border-bottom:1px solid #dce5ef}
.tool-v1-lead-grid{display:grid;grid-template-columns:1fr .82fr;gap:50px;align-items:start}
.tool-v1-lead-grid>div>p:not(.eyebrow){font-size:17px;line-height:1.75;color:#56677b}
.tool-v1-check-list{display:grid;grid-template-columns:1fr 1fr;gap:12px;list-style:none;padding:0;margin:25px 0 0}
.tool-v1-check-list li{position:relative;padding-left:25px;font-weight:700;color:#24415f}
.tool-v1-check-list li:before{content:"✓";position:absolute;left:0;color:#a47d27}
.tool-v1-content-section,.tool-v1-example-section,.tool-v1-review-section{padding:70px 0}
.tool-v1-content-grid,.tool-v1-example-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:36px;align-items:start}
.tool-v1-steps{list-style:none;counter-reset:toolstep;padding:0;margin:28px 0 0;display:grid;gap:16px}
.tool-v1-steps li{counter-increment:toolstep;display:grid;grid-template-columns:44px 1fr;gap:14px;align-items:start;padding:18px;border:1px solid #dbe3ec;background:#fff;border-radius:16px}
.tool-v1-steps li:before{content:counter(toolstep);width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:#082b55;color:#fff;font-weight:600}
.tool-v1-steps b,.tool-v1-steps span{grid-column:2}
.tool-v1-steps b{color:#173654}.tool-v1-steps span{color:#64748b;line-height:1.55;margin-top:-8px}
.tool-v1-side-note{padding:26px;border-radius:20px;background:#082b55;color:#dbe8f5}
.tool-v1-side-note h3{color:#fff;margin-top:0}.tool-v1-side-note p{line-height:1.7;margin-bottom:0}
.tool-v1-table-section{padding:0 0 70px}
.cbtd-tool-page .checklist-box{background:#fff;border:1px solid #dbe3ec;border-radius:22px;padding:28px;box-shadow:0 12px 35px rgba(9,43,83,.06)}
.cbtd-tool-page .checklist-box h2{font-family:"Libre Baskerville",serif;color:#082b55;margin:0 0 22px}
.cbtd-tool-page .comparison-table{width:100%;border-collapse:separate;border-spacing:0;overflow:hidden;border:1px solid #d9e2ec;border-radius:14px}
.cbtd-tool-page .comparison-table th{background:#082b55;color:#fff;text-align:left;padding:15px;font-size:14px}
.cbtd-tool-page .comparison-table td{padding:15px;border-top:1px solid #e3e9ef;vertical-align:top;line-height:1.55;color:#40536a}
.cbtd-tool-page .comparison-table tr:nth-child(even) td{background:#f8fafc}
.tool-v1-example-section{background:#fff}
.tool-v1-example-grid{align-items:center}
.tool-v1-example-grid p:not(.eyebrow){line-height:1.75;color:#596a7e}
.tool-v1-example-card{padding:28px;border-radius:22px;background:linear-gradient(135deg,#0b3767,#082142);color:#fff}
.tool-v1-example-card div{display:flex;justify-content:space-between;gap:20px;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.14)}
.tool-v1-example-card span{color:#c9d7e6}.tool-v1-example-card b{font-size:18px}.tool-v1-example-card small{display:block;margin-top:16px;line-height:1.55;color:#c9d7e6}
.tool-v1-review-section{padding-top:0}
.tool-v1-review-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.tool-v1-review-grid span{padding:13px 15px;border-radius:12px;background:#f5f8fb;color:#28445f;font-weight:700;border:1px solid #e0e7ef}
.tool-v1-guides{background:#eef3f8}
.tool-v1-faq{margin-top:0}
@media (max-width:900px){.tool-v1-calculator-grid,.tool-v1-lead-grid,.tool-v1-content-grid,.tool-v1-example-grid,.tool-v1-notice-box{grid-template-columns:1fr}.tool-v1-result-card{position:static}.tool-v1-notice-box{gap:8px}.tool-v1-check-list{grid-template-columns:1fr}}
@media (max-width:640px){.cbtd-tool-page .tool-v1 .wrap{width:min(100% - 32px,1180px)}.tool-v1-hero:after{display:none}.tool-v1-hero{padding:52px 0 34px}.tool-v1-hero h1{font-size:38px}.tool-v1-hero p:not(.eyebrow){font-size:16px}.tool-v1-input-card,.tool-v1-result-card{padding:22px;border-radius:18px}.tool-v1-field-grid{grid-template-columns:1fr}.tool-v1-field-wide{grid-column:auto}.tool-v1-form-actions{align-items:stretch;flex-direction:column}.tool-v1-form-actions .btn,.tool-v1-reset{width:100%}.cbtd-tool-page .checklist-box{padding:18px;overflow-x:auto}.cbtd-tool-page .comparison-table{min-width:670px}.tool-v1-review-grid{grid-template-columns:1fr}.tool-v1-breakdown div{gap:12px}.tool-v1-result-amount{font-size:40px}}